Terms of Service

These Terms of Service (“Terms”) govern your use of the services provided by Global Risk Management (“GRM”). By engaging with our website or services, you agree to these Terms.

1.⁠ ⁠Services

GRM provides specialist insurance brokerage and risk management services, including but not limited to logistics, marine, fleet, and commercial risk solutions.

2.⁠ ⁠Use of Website

• You agree not to misuse the website or attempt unauthorized access.

• Content provided is for informational purposes and does not constitute 

                financial advice unless explicitly stated.

3.⁠ ⁠Client Responsibilities

Clients must provide accurate and complete information when requesting services or quotes.

4.⁠ ⁠Limitation of Liability

GRM will not be liable for:

• Indirect, incidental, or consequential damages arising from use of our 

                services or website.

• Losses caused by third-party providers or circumstances beyond our 

                reasonable control.

5.⁠ ⁠Intellectual Property

All website content, including logos, text, and images, is owned by GRM and may not be copied or used without permission.

6.⁠ ⁠Changes to Terms

We may update these Terms at any time. Updates will be posted on our website with a new effective date.

7.⁠ ⁠Governing Law

These Terms are governed by the laws of South Africa.

8.⁠ ⁠Contact Us

For questions about these Terms, contact:

📧  evashna@grmdbn.co.za

📞 +27 31 201 0545